thanks, but i know all that, i run openssh for years on debian and ubuntu without issues; i would be happy to know what does not work, and please you to try in the same conditions as mines:
server with mc 2.7 and client with mc 2.7, user tc; give tc a password on the server-side, load openssh, create your own rsa keys and try to log in the server with tc password; in my case, even if i create my own rsa keys, i can always log in the server with my password (/home/tc/.ssh has 755 permission, and the file authorized_keys 600, i assume that this is correct); i also modified sshd_config file in order to disable root login, restart openssh, but still i can login in my server as root... after spending a week to troubleshot these issues, i have got no success, sorry to say that.
by the way: i am not suppose to backup any directory, it should work at first mount.