1) Can't give exact answer without knowing your HDD (IDE, SATA, ...) and USB (interface 1.1, 22.0, 3 and stick transfre rate) but usually a bit slower. However you are planning to load only base system which is small, so result is not important too much
2) No difference after TC copied to RAM and other data are on HDD
3) Not really, if HDD is used on TC-way; a persistent HDD system may differ