You are right considering the travel time of the read arm but that depends on position, i was just thinking physics and that most TLC runs from mem. Im deffently not trying to argue against you and again modern disks are intelligent and i dont really know how they REALLY work, shifting sectors around, head placement, read ahead, trying to guess next sector to read before requested and so on.
Thanks tinypoodle to point out the mistake and underlining the correct rule of thumb for swap.